The gift of parenthood is priceless, and surrogates deserve to be valued for their selflessness in choosing to participate in a family-building journey.
Though earning money is not the primary motivation for gestational carriers, how they are compensated is essential to understand before embarking on a journey for both the surrogate and intended parents.
At Hatch, we are the only agency in the United States to offer a truly all-inclusive surrogacy compensation package, covering medical and non-medical expenses with no surprises. Our Peace of Mind Program protects surrogates and intended parents against the most common financial pitfalls during a surrogacy journey.
Surrogates in the U.S. can earn a substantial amount for their incredible commitment and generosity.
On average, gestational carriers make between $50,000 and $90,000, with the total compensation depending on factors such as experience, location, and medical circumstances.
Repeat surrogates, those carrying twins, or those undergoing medical procedures like a C-section typically receive additional compensation that can bring the total well over $100,000.
Here’s a detailed breakdown of typical surrogate compensation in 2026:
|
Compensation component |
Estimated amount |
When it’s paid |
|
Base pay (first-time) |
$50,000 – $60,000 |
Monthly, starting after pregnancy confirmation |
|
Base pay (experienced) |
$60,000 – $90,000+ |
Same as above; varies by agency and track record |
|
Multiples (e.g. twins) bonus |
$5,000 – $10,000 |
Mid-pregnancy (usually second trimester) |
|
C-section bonus |
$2,500 – $4,000 |
Post-delivery if C-section occurs |
|
Embryo transfer fee |
$1,000 – $1,500 per cycle |
At time of each embryo transfer |
|
Medication start bonus |
$500 – $1,500 |
When starting injectable medications |
|
Maternity clothes allowance |
$750 – $1,000 |
Early second trimester |
|
Pregnancy monthly allowance |
$250 – $400/month |
Monthly, for nine months |
|
Postpartum recovery bonus |
$500 – $1,000 |
Shortly after delivery |
|
Lost wages (surrogate and spouse) |
Varies |
As needed, based on work disruption |
|
Childcare and housekeeping |
$60–$100/day (capped) |
Post-delivery, typically 2–4 weeks |
|
Education or vacation gift |
$500 – $1,000 |
After birth, varies by agency |
Note: Compensation amounts vary based on the surrogacy agency, the surrogate’s home state, insurance status, and medical history. All medical expenses are typically paid by the intended parents.
Wondering how much Hatch surrogates make? Our compensation varies based on experience, location, and pregnancy details. Surrogates receive base pay plus compensation and benefits throughout the journey.
In the following sections, we explore everything you need to know: from comparing the pay for first-time versus experienced surrogates, to exploring how compensation differs across states, and outlining the various additional payments and benefits surrogates may be entitled to.
At Hatch, first-time gestational carriers can earn between $65,000 - $70,000+ depending on their state and other factors. Please keep in mind that this article speaks to estimates only. Compensation may vary depending on the specific circumstances. The intended parents pay all medical bills and insurance premiums.
While the base pay is an important part of surrogate compensation, returning surrogates—often referred to as "experienced" surrogates—typically receive higher compensation due to their proven track record. Experienced surrogates can expect to earn significantly more than first-time surrogates, at Hatch, experienced carriers earn an additional $10,000 for each successful consecutive journey.
At Hatch, we welcome surrogates from any surrogacy-friendly state and offer top compensation and travel expenses covered for the necessary trips and medical procedures. Compensation remains comprehensive and competitive to balance the added travel expenses for the intended parents. First-time surrogate compensation packages start at an estimated $65,000.
View detailed information about surrogate compensation.
Many of our intended parents want to work with surrogates residing in California due to the favorable surrogacy laws, making in-state compensation packages more competitive. For first-time surrogates, compensation for gestational carriers living in California starts at an estimated $70,000.
View detailed information about California surrogate compensation.
No two surrogates are alike, and Hatch’s compensation packages are designed to be all-encompassing for your needs. In a scenario where a surrogate carries twins, they will receive an additional $10,000 for the twin pregnancy. Another situation that could increase compensation is having to undergo a C-section; in this case, the surrogate can expect to earn an additional $3,000 C-section fee.
We are proud to offer one of the most comprehensive compensation packages in the field, along with gifts throughout the pregnancy to make your experience more comfortable. Surrogates can also expect a life insurance policy valued at $1,000,000 paid for by intended parents, designated for the surrogate’s beneficiary.
This includes in-house meals, pregnancy support items, and a gift of $1,000 for your children’s education. See benefits for Hatch surrogates below:
Generally, the surrogate's spouse gets anywhere from 7-10 days of lost wages to take when they want throughout the entire pregnancy. Most take one or two days for the embryo transfer and a couple for the birth.
Tax treatment of surrogate compensation is one of the most common questions prospective Surrogates ask, and the honest answer is: it depends on how your compensation is structured in the contract.
As a general rule, reimbursements for documented pregnancy-related expenses, such as medical costs, travel, and maternity clothing, are not typically considered taxable income. Base compensation is more nuanced. The IRS has not issued a definitive ruling specific to surrogacy, which means classification can vary depending on your individual circumstances and how your contract is drafted.
A few important things to know:
We strongly recommend working with a tax professional who has experience with surrogacy compensation before filing. Every situation is different, and the right guidance upfront can prevent unnecessary stress later.
At Hatch, all Surrogate compensation is managed through a licensed third-party escrow account. This is not just an administrative step — it is one of the most important financial protections in your journey.
Here is what that means in practice:
This structure gives Surrogates financial security and gives intended parents a transparent, documented record of every payment made.
Surrogates are paid before, after, and throughout the duration of the pregnancy so they can focus solely on having a healthy pregnancy. A structured payment schedule provides financial stability and peace of mind.
We understand the time and energy spent to become a surrogate is demanding in itself. This is why at Hatch, we make sure to provide compensation early on in the process. After completing surrogate screening and matching with intended parents, and the surrogate has received full medical clearance, they will receive a bonus before the embryo transfer. Below are some payouts surrogates can expect before becoming pregnant:
Starting on the 1st or 15th of the month after the 2nd confirmed heartbeat, first-time Hatch surrogates are typically paid out in monthly increments, as determined per the surrogacy contract, with the remainder of the fee administered at birth.
Hatch surrogates also receive:
Compensation for surrogates doesn’t end with the birth of the baby. At Hatch, we ensure that surrogates continue to receive payments even after delivery, recognizing the ongoing recovery and any additional needs that may arise. Here’s what you can typically expect post-delivery:
Surrogate compensation can vary significantly based on where you live and which agency you work with. In the United States, gestational carriers in states like California, Oregon, and Colorado often receive higher compensation due to strong legal protections for surrogacy and higher demand.
For example, California-based surrogates may earn $66,100 or more as first-time carriers at Hatch, reflecting both state laws and regional cost of living.
Different agencies also structure their compensation packages in unique ways.
Some offer only base pay and reimbursements, while others—like Hatch—provide fully inclusive packages that cover medical and non-medical expenses, offer pre- and post-pregnancy bonuses, and include personalized support.
Experienced surrogates, particularly those working with reputable agencies, can command higher compensation due to their proven track record.
When comparing agencies, it's important to look beyond base pay.
Consider benefits like life insurance, maternity allowances, childcare support, and emotional resources, all of which can vary widely.
If you're considering becoming a surrogate with Hatch, start by reviewing our qualifications and learning about the surrogacy process and state laws. If you feel this journey is right for you, we encourage you to apply.
We look forward to building families together!
The payment schedule is outlined in your surrogacy contract before you sign. At Hatch, payments are structured in monthly increments starting after the second confirmed heartbeat, with additional milestone payments throughout the journey. You will know exactly when and how much you will receive before anything begins.
No. Compensation varies by state based on legal environment, demand, and cost of living. California-based Surrogates typically receive higher compensation due to strong legal protections and higher demand from intended parents. Hatch offers competitive, state-specific packages and covers travel expenses for Surrogates who need to travel for medical appointments.
Yes. At Hatch, experienced Surrogates earn an additional $10,000 for each successful consecutive journey, recognizing the value of a proven track record.
No. All medical bills and insurance premiums are paid by the intended parents. Hatch's all-inclusive package is designed so that Surrogates do not come out of pocket for anything related to the surrogacy journey.
Pre-pregnancy compensation begins after medical clearance is received from the IVF clinic. Monthly payments begin on the 1st or 15th of the month following the second confirmed heartbeat. The full payment schedule is confirmed in your contract before you match.