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Today’s families are more diverse than ever, and disabled parents are proving that parenthood doesn’t have to fit a certain mold. Unfortunately, many people with disabilities face greater obstacles when starting a family. Read on to learn about some of the biggest challenges disabled couples face and how you can solve them.
Choosing a fertility treatment is a complex decision that depends on many factors. Talk to your doctor to determine the best option for you.
Babies are expensive no matter what, but parents with disabilities often face increased costs. In addition to the cost of fertility treatments, disabled parents often have to pay more for home modifications that improve accessibility or adaptive babycare products (although many disabled parents can find off-the-shelf solutions by scouring online reviews). It’s important to research what becoming a parent will cost so you have time to financially prepare. Many couples who require fertility treatments save up for several years. In some cases, the costs of fertility treatments can be offset by health insurance, employer benefits, or even grants. There are also loans and grants to help people with disabilities modify their homes. Head to the National Infertility Association to find information on fertility grants, then visit this resource to read up on funding options for accessibility remodeling.
Parents with disabilities also have to contend with the big financial questions that all parents face, like how they’ll provide for their child if the worst happens. Every parent should have a life insurance policy and burial policy in place before their child is born. These important financial tools relieve the financial burden on your family if you die unexpectedly. Parents should also write a will to name a guardian for their child. While there are tools to help you write a will for cheap, it’s better to work with a lawyer when your child’s well being is on the line.
Between fertility challenges and financial concerns, sometimes it can feel like parenthood is an impossible goal. However, with the right support and resources, your disability doesn’t need to stand in the way of starting a family.